Frequently Asked Questions

Riggs Asset Management is an SEC-registered investment advisory firm based in Dallas, Pennsylvania, providing personalized financial planning and investment management to families, business owners, and institutions across Northeastern Pennsylvania and beyond.

Our office is located at The Grand Highlands, 2 Newberry Estates, Dallas, PA 18612, in the heart of the Back Mountain region of Northeastern Pennsylvania, just a short drive from Wilkes-Barre and Scranton.

We work with families, multigenerational households, women in transition, business owners, corporate executives, active duty military members, veterans, and institutions who value a long-term, relationship-based approach to managing their wealth.

Yes. As a fiduciary and SEC-registered investment adviser, Riggs Asset Management is legally obligated to act in your best interests, disclose any conflicts of interest, and provide advice based on your individual goals, risk tolerance, and financial circumstances — consistent with our duty of care and duty of loyalty to each client.

While many of our clients live in Dallas, Wilkes-Barre, Scranton, Clarks Summit, and the broader Northeastern Pennsylvania region, we also serve clients throughout the United States. We regularly work with families and institutions across the country using secure virtual meetings and digital tools.

We offer cash-flow planning and discretionary investment management services, including retirement income planning, investment portfolio design, coordination with your estate planning attorneys and other professional advisors, and family office services — all tailored to the long-term financial goals of individuals, families, and institutions.

We begin with a discovery conversation to understand your values, goals, and current financial picture. From there, we develop a personalized cash-flow plan designed to help address your key financial questions, identify opportunities, and support your progress toward the goals we define together.

Yes. We regularly help clients in Dallas, Wilkes-Barre, Scranton, Clarks Summit, and surrounding Northeastern Pennsylvania communities plan for retirement, including Social Security timing, income strategies, distribution planning, and coordinating employer plans and IRAs.

We partner with business owners throughout Northeastern Pennsylvania and across the country to integrate personal and business finances, including planning around liquidity events, coordination with your legal and tax advisors on succession matters, and investment strategies aligned with your long-term goals. Legal and tax advisory services are provided by independent professionals; we do not provide legal or tax advice.

Yes. We frequently work with women experiencing divorce, widowhood, inheritance, or career transitions, providing clear, objective guidance to help you evaluate your options, understand your financial picture, and make informed decisions during periods of significant change.

Riggs Asset Management is a fee-based investment adviser. Our primary compensation is an asset-based advisory fee paid directly by our clients. We may also receive other forms of compensation, all of which are fully disclosed in our Form ADV Part 2A and your advisory agreement. We encourage you to review those documents and direct any questions about our compensation to us directly.

Riggs focuses on serving a select group of private clients and institutions. Account minimums may apply and can vary based on your situation. We encourage you to contact us for a brief conversation to explore whether we may be a good fit for your needs.

Yes. Each client works with a dedicated advisor at Riggs, supported by our broader team, so you always know who to contact and who understands your full financial picture.

You can schedule a no-cost introductory conversation with an advisor — by phone, video, or in person at our Dallas, PA office — to discuss your goals and explore whether Riggs may be a good fit for your needs. This conversation is not a commitment to services and involves no obligation on your part.

Yes. We routinely meet with clients via secure video conference and phone, making it easy to work with Riggs whether you live in Northeastern Pennsylvania year-round, split time between locations, or reside out of state.

Clients typically receive at least one comprehensive annual review, with additional meetings or check-ins scheduled around major life events, market changes, or at your request. Specific meeting frequency is outlined in your individual advisory agreement.

We communicate through scheduled review meetings, phone calls, and secure email. Clients can contact their advisor directly at any time with questions. The frequency and method of communication are outlined in your advisory agreement and can be tailored to your preferences.

Client assets are held with independent third-party custodians. You receive regular statements directly from the custodian along with online access to your accounts.

We believe in respecting risk and evaluating opportunity with equal discipline, building portfolios that reflect your goals, time horizon, and risk tolerance, and adjusting when life events or market conditions change.

Riggs Asset Management follows strict regulatory and internal standards around privacy, cybersecurity, and data protection to help safeguard your personal and financial information.